Creditworthiness Pt. 2: Credit Fraud and Identity Theft

This blog is co-written by Bryan Lee and Tinu Silva  What is credit fraud? Credit fraud is when someone uses your credit card(s) or personal identification and information to obtain financial benefits. For example, when someone uses your credit card to purchase goods or services without your authorization or when someone uses your personal information…

Creditworthiness: How to Build and Maintain Good Credit

How to Build and Maintain Good Credit Why care about creditworthiness and good credit? Well, because life is so much easier when you have good credit. Creditworthiness means financial trustworthiness. People with good credit are more likely to have their loan or credit card applications approved with ease. Not to mention, those with good credit…

What are Institutional Scholarships?

  When I see the words FREE MONEY my first thought is “What’s the Catch?”. There is no such thing as a free lunch, and I believe that. That’s the case with scholarships too: they’re free money but you don’t get them without putting in some work. You get scholarships for getting good grades in…

Thoughtful Love on a Budget

Anyone who is anti-Valentine’s Day would say, “You don’t need one day to celebrate love.” Well, I would say as much as that’s a good point, it’s also always nice and thoughtful to write a card, do something special, or say something sweet to your loved ones on Valentine’s Day.  Sure you could do any…

Let’s Go for A Debt Free Summer Break This Time

Did you know that 7 out of 10 college students are worried about their finances? If you’re a college student you know how it feels, right? Now that it’s summer, most of you are ready to start summer jobs, summer internships, or summer classes. Don’t forget to take a short break and relax and recharge…

My Private Student Loan Application Was Denied, Why? Oh, And Now What?

Your private student loan was denied; it’s not the end of the world. But, you also don’t live in Utopia—where everything is perfect. This is Earth, the third planet from the sun, which also means life comes with an exclusive bundled package of obstacles and advantages. In fact, they come free, like it or not…

Weight Loss Support Group: Drivers Of Motivation

As I’ve mentioned before in my first weight loss blog, I had some amazing friends motivating me through every step. These friends had either lost weight before me, lost weight with me, or lost weight after me. I like to call them my support group. Staying motivated was the biggest challenge during our journey, having friends…

5 Places Students Can Afford To Visit In Utah

If you’re smart about how you spend your money, you can save enough for a get-away trip. And sometimes you need to get away; in fact taking a break once in a while can help you focus better at school or at work… Read more

Questions I Ask: Daily Struggles After Weight loss

I lose weight, and that’s great; People comment on my achievement, brings excitement; I get more attention, that’s validation.The list goes on for me on the things I face after I lost weight. Then I get to enjoy all these dresses I was never able to wear before my weight loss. While I enjoy my so called “new-found-body” —as…

5 Reasons Why You Should Try ‘My Thai Asian Cuisine’

If I didn’t write something about My Thai Asian Cuisine in this blog, this blog is not giving you my real thoughts on my experiences. The best part about this restaurant is that an amazing local lady runs this small business in Salt Lake City, Utah. Everyone calls her Dee. She takes great pride and…

Lehi, Utah: A Heavenly Tulip Festival

Last week of April 2016, my partner and I, along with some family friends decided to take a drive up to Utah’s most magnificent annul tulip festival. These heaven-like tulip beds sit off the main road and a busy highway in Lehi, Utah. Locals also commonly refer this festival as the Thanksgiving Point’s Tulip Festival….