Creditworthiness: How to Build and Maintain Good Credit

How to Build and Maintain Good Credit Why care about creditworthiness and good credit? Well, because life is so much easier when you have good credit. Creditworthiness means financial trustworthiness. People with good credit are more likely to have their loan or credit card applications approved with ease. Not to mention, those with good credit…

What are Institutional Scholarships?

  When I see the words FREE MONEY my first thought is “What’s the Catch?”. There is no such thing as a free lunch, and I believe that. That’s the case with scholarships too: they’re free money but you don’t get them without putting in some work. You get scholarships for getting good grades in…

Let’s Go for A Debt Free Summer Break This Time

Did you know that 7 out of 10 college students are worried about their finances? If you’re a college student you know how it feels, right? Now that it’s summer, most of you are ready to start summer jobs, summer internships, or summer classes. Don’t forget to take a short break and relax and recharge…

My Private Student Loan Application Was Denied, Why? Oh, And Now What?

Your private student loan was denied; it’s not the end of the world. But, you also don’t live in Utopia—where everything is perfect. This is Earth, the third planet from the sun, which also means life comes with an exclusive bundled package of obstacles and advantages. In fact, they come free, like it or not…